Choose how to pay at your own pace
When inspiration strikes, say yes with confidence –never pay more than the amount disclosed up front.
Steps on How to use Affirm
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1. Fill your cart
When you’re done shopping, select Affirm at checkout.
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2. Choose how to pay
Enter a few pieces of info for a real time decision.
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3. Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Frequently Asked Questions
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Yes! There’s no penalty for paying early.
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You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
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Yes—you can return an item you bought with Affirm by initiating the return process with the store.
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Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
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Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
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You can visit their website at affirm.com.